Ghana payout

Payment Account Types

The supported payment account types in Ghana are:

MOBILE_MONEY
BANK_ACCOUNT

Mobile Money

The supported mobile money operators in Ghana are:

AIRTELTIGO
MTN
VODAFONE

Banks

We support payouts to various banks in Ghana. To retrieve the most current list of supported banks, use the list banks endpoint.

Decimal Requirements

Payment Account Type	Decimals Allowed
MOBILE_MONEY (AIRTELTIGO)	2
MOBILE_MONEY (MTN)	2
MOBILE_MONEY (VODAFONE)	2
BANK_ACCOUNT	2

Transaction Limits

Payment Account Type	Minimum Amount (₵)	Maximum Amount (₵)
MOBILE_MONEY (AIRTELTIGO)	10	15,000
MOBILE_MONEY (MTN)	10	15,000
MOBILE_MONEY (VODAFONE)	10	15,000
BANK_ACCOUNT	10	50,000

Compliance Requirements

Field	Requirements
purpose	Required (please refer our list of pre-determined allowed values in Payouts)
sender.type	Required
sender.name	Required
sender.address.line1	Required
sender.address.city	Required
sender.address.postal_code	Required
sender.address.country	Required
sender.individual.dob	Required (with type `INDIVIDUAL`)
sender.individual.identity_document.type	Required (with type `INDIVIDUAL`)
sender.individual.identity_document.country	Required (with type `INDIVIDUAL`)
sender.individual.identity_document.number	Required (with type `INDIVIDUAL`)
sender.individual.identity_document.expires_on	Required (with type `INDIVIDUAL`)

Sample payload

The samples below are specific to Ghana and based off the local regulations.

For a more Comprehensive list of fields, see the Payout resource.

{
  "amount": {
    "currency": "GHS",
    "value": "125.50"
  },
  "payment_account": {
    "type": "MOBILE_MONEY",
    "country": "GH",
    "holder": {
      "type": "INDIVIDUAL",
      "name": "Kofi Mensah"
    },
    "mobile_money": {
      "operator": "AIRTELTIGO",
      "number": "+233201234567"
    }
  },
  "purpose": "REMITTANCE",
  "sender": {
    "type": "INDIVIDUAL",
    "name": "Mario Rossi",
    "address": {
      "line_1": "Piazza del Colosseo",
      "line_2": "1",
      "line_3": "",
      "city": "Roma",
      "postal_code": "00184",
      "country": "IT"
    },
    "individual": {
      "dob": "1985-06-15",
      "identity_document": {
        "type": "PASSPORT",
        "country": "IT",
        "number": "YA0000000",
        "expires_on": "2030-01-01"
      }
    }
  }
}