Kenya payout

Payment Account Types

The supported payment account types in Kenya are:

  • MOBILE_MONEY
  • BANK_ACCOUNT

Mobile Money

The supported mobile money operators in Kenya are:

  • SAFARICOM (aka M-PESA)
  • AIRTEL

Banks

We support payouts to various banks in Kenya. To retrieve the most current list of supported banks, use the list banks endpoint.

Decimal Requirements

Payment Account TypeDecimals Allowed
MOBILE_MONEY (SAFARICOM)2
MOBILE_MONEY (AIRTEL)2
BANK_ACCOUNT2

Transaction Limits

Payment Account TypeMinimum Amount (KSh)Maximum Amount (KSh)
MOBILE_MONEY (SAFARICOM)10250,000
MOBILE_MONEY (AIRTEL)10250,000
BANK_ACCOUNT100950,000

Compliance requirements

FieldRequirements
sender.typeRequired
sender.nameRequired
sender.address.line1Required
sender.address.cityRequired
sender.address.postal_codeRequired
sender.address.countryRequired
sender.individual.dobRequired (with type INDIVIDUAL)

Sample payload

The samples below are specific to Kenya and based off the local regulations.

For a more Comprehensive list of fields, see the Payout resource.

{
  "amount": {
    "currency": "KES",
    "value": "1250.50"
  },
  "payment_account": {
    "type": "MOBILE_MONEY",
    "country": "KE",
    "holder": {
      "type": "INDIVIDUAL",
      "name": "John Mwangi"
    },
    "mobile_money": {
      "operator": "SAFARICOM",
      "number": "+254712345678"
    }
  },
  "sender": {
    "type": "INDIVIDUAL",
    "name": "Mario Rossi",
    "address": {
      "line_1": "Piazza del Colosseo",
      "line_2": "1",
      "line_3": "",
      "city": "Roma",
      "postal_code": "00184",
      "country": "IT"
    },
    "individual": {
      "dob": "1985-06-15"
    }
  }
}